ATTENTION/WARNING - NE PAS DÉPOSER ICI/DO NOT SUBMIT HERE

Ceci est la version de TEST de DIAL.mem. Veuillez ne pas soumettre votre mémoire sur ce site mais bien à l'URL suivante: 'https://thesis.dial.uclouvain.be'.
This is the TEST version of DIAL.mem. Please use the following URL to submit your master thesis: 'https://thesis.dial.uclouvain.be'.
 

Banking the unbanked: a case study of crowdlending as an alternative investment, its ties with economic activity and its implications for prudential policy

Baijot, Fabian
(2018)

Files

BAIJOT_64181100_2018.pdf
  • Closed access
  • Adobe PDF
  • 1.12 MB
BAIJOT_64181100_2018_Appendix.pdf
  • Closed access
  • Adobe PDF
  • 550.09 KB
BaijotFabian-279025-ErrataMémoire.pdf
  • Closed access
  • Adobe PDF
  • 75.96 KB

Details

Supervisors
De Crombrugghe de Picquendaele, Alain
Faculty
Faculté des sciences économiques, sociales, politiques et de communication
Degree label
Master [120] en sciences économiques, orientation générale
Abstract
This thesis contributes to the current growing literature on crowdfunding as an alternative financing channel. Focusing on in the fixed income market, this paper analyzes and discusses the latent interrelations between online lending platforms, monetary financial institutions and macroeconomic activity, and aims to depict its implications from a risk prudential perspective. Using data from all of UK’s largest internet-based platforms, the ambition of this paper is essentially to provide valuable insights on the rewards as well as risks that crowdlending may pose to the financial sector.